How to Void Check for Direct Deposit

void blank check

We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following void check meaning application. Perhaps you didn’t use a check but still need the name or information written on it, and so don’t want to rip it up yet. Voiding it allows you to see the writing without the risk that you lose the check and someone else uses it.

Once you void a check, it becomes invalid and useless for payment. While some companies offer alternative ways to set up direct deposit if you don’t have access to checks, not all do. Be sure to speak with your employer to review your options. Voiding a check helps ensure others can’t cash or deposit money from your account.

Reasons for Using a Voided Check

They don’t need a voided check; it’s just a matter of convenience if you send one. If you can provide your bank name, routing number, and your personal account number over the phone, it’s often good enough. Avoid sending this information in an email due to the security risks. Employers may not be the only entities you’ll have a direct deposit arrangement with. Direct deposit will be the preferred way for those institutions to make payments and for you to receive them quickly. A voided check is a check with the word “VOID” across it, which indicates that it shouldn’t be used for payment.

It means that the check can no longer be used after it has been cashed or deposited. Voiding a check makes it useless for payment or for withdrawing money. That way, you’re helping protect yourself if someone else finds your check. At Huntington, we can help you understand how you can access cash when you need it most. When opening a bank account, typically documentation and proof of identity are needed to get the application and review process started.